Tuesday, February 20, 2018


2-20-2018   Newshound/Intel Guru BGG 
1) Fewer aucti
2) Tightening borders (fewer exports)?
3) More demand? I sincerely doubt it.
4) IMHO and most likely, the supply here in the U.S. from disgruntled sellers, which is likely where the bulk of the U.S. supply really comes from, and current interested buyers has finally reached a point of parity where the “supply – demand” scales are more evenly balanced.  Hence, the price goes up.

2-20-2018   Newshound/Intel Guru BGG
   Article:  "Central Bank of Iraq Auctions $189,834,222 on 20 February 2018"   ...After recently asking around about the reasons for the “tightening” of the supply of Dinar in the U.S...one of the main reasons I got was the fewer and fewer auctions. Wait – what?!?  They are still having fairly robust auctions.  So, obviously, that’s not true...so what is it?  Another possibility is this MASSIVE financial embargo on Kurdistan, provided this was where currency was coming from.  I have also heard of a couple of major players talking about having money in – or being able to get money out of Kurdistan… all baloney.   So…

2-20-2018  Newshound Guru Don961   I don't believe "After elections" has anything to do with timing of monetary reforms...just that elections come up in less than 3 months and fall into this time mentioned...it may just take that long to set everything up...to everyone's satisfaction...  I would think an RI would go a long way to satisfying investors in the new process...as we have been told 1st hand was discussed heavily at the conference...  I would think high transparency is in order...no matter how much they kick and scream about "interfering in Iraq's affairs" ...because of their history ( Maliki and others )...they have to prove themselves trustworthy.  [post 2 of 2]

2-20-2018  Newshound Guru Don961  Article:  "Abadi vowed to overthrow the corrupt .. These laws will protect investors"     imo...the article and Abadi is stating they are getting the high commission in place to follow up on any possible corruption... reducing/removing bureaucracy...and the next few months will show the results of what they have in place...to assure potential investors that their money will be safe...and used only for its intended purposes...  [post 1 of 2....stay tuned]

2-20-2018   Intel Guru Dr. Clarke    We still Love, FEBRUARY ...TONS, can happen in just ONE DAY. TONS...and MAJOR things are happening right now, QUICKLY.   ...“WE’RE STILL very Bullish on FEBRUARY, even if it takes to the very last day of this month. We just learned this morning, that this is still VERY MUCH THE CASE.  What we’re talking about, is the START, to this Foreign Currency Exchange “PROCESS”, PUBLICLY - as we said last week. This “Process”, is a PUBLIC START, to Exchange, which we expect to START BEFORE FEBRUARY ends, and will MOST DEFINITELY LEAK INTO THE MONTH OF MARCH…..AND into APRIL. It’s a “Process”.  It can START, ANY DAY Now, this month...YOU WANT GUARANTEES?  “THERE ARE NO GUARANTEES IN LIFE”.  Grow Up.   [post 3 of 3]
Get caught up on last night's updates below and if you are not a dinarguru.com alert list yet now is a great time to do it...It's free as always and only takes a sec sec...If you invested in the dinar and spend time on the site you don't want to miss something very important because you're not on the list.  Click here to get on the list now.
2-19-2018   Intel Guru Dr. Clarke    ADD TO THIS, the amount of CURRENCY THE U.S. HOLDS FROM IRAQ - (Estimated at least 4 TRILLION) - AND the amount of CURRENCY THE U.S. HOLDS FROM VIETNAM - (estimated at least 18 TRILLION - unconfirmed rough estimate) - WHY Iraq & Vietnam? WAR & WAR!  This all spells a BIG INCENTIVE IN BIG MONEY, to hurry up and get a SUBSTANTIAL RATE VALUE INCREASE DONE, not only in IRAQ, but with VIETNAM, and a handful of others, to Stabilize, Balance & INCREASE World Trade mechanisms, which continue to be out of Balance.   [post 2 of 3....stay tuned]

2-19-2018   Intel Guru Dr. Clarke   YOU HAVE TO UNDERSTAND SOMETHING. O - I - L controls the World.  ...It controls the World, because it’s the LARGEST REVENUE GENERATOR, on the Planet...AND it exerts the LARGEST CONTROL FACTOR, over ANY COUNTRY.  ...AND...OIL CONTROLS & FUNDS ALL OF YOUR INVESTMENT.   PERIOD People say, “Follow the Money”. We say NO! Follow the OIL.  So, NOW there is an ASSURANCE of a Steady Flow of BIG OIL revenue, from Primarily IRAQ, and that is NOW IN PLACE, WHICH WASN’T THE CASE BACK IN JUNE 2017...   [post 1 of 3....stay tuned]

2-19-2018   Newshound Guru Kaperoni   Article:  "Dollar rates: a slight rise in Baghdad, Erbil and stability in Basra"   1221 to $1.  I believe the 2% goal is 1213 to $1  (1184 + 6 dinar CBI commission =1190 x .02 = 1213)


IQD News Update (RANT# 91)


Iraq prime minister promises corruption crackdown, says laws will protect nervous foreign investors
More than six months after Iraq’s leadership proclaimed the defeat of ISIS on Iraqi territory, the country is on a path to rebuild and has seen promising signs of international investment for its reconstruction.
“We are laying down all the legal framework … I think the worry is corruption, number one, which is hiding behind red tape and bureaucracy. We have established a higher committee which is headed by the prime minister and it has a follow up team to make sure to remove blocks as they are there because of the bureaucracy,” Al-Abadi said.

Al-Abadi appeared confident, despite the significant challenges ahead.
“I think now that the process of engaging investors in Iraq, I am sure in the next few months will be the foundation of this. We’ve already appointed a committee. Next month is going to be a meeting with major investors to follow up … And I hope that after the election they’ll immediately start.”
Article Credit: CNBC.com (Special Thanks to Vernell Washington)
Read Full Article Here:
BGG ~ In all fairness, I should note a word of caution, though this is reasonably “mainstream”, it feels like an “overly rosy” report. Best case, this is not as I have reported these events. Sounds a lot like “pre-election” rhetoric to me.

Central Bank of Iraq Auctions $190,127,818 on 19 February 2018
Baghdad (IraqiNews.com) The Central Bank of Iraq (CBI) currency auction on February 19 registered $190,127,818 in sales, a -2.46% volume decline from the US $194,932,241 sold by Iraqi Dinar, credit and transfer at the previous auction held on February 18.

The latest auction was attended by 45 banks and 9 remittance companies. The same institutions attended the auction held on February 19 compared to the previous auction.
Data for the February 19 auction was made public by CBI Announcement Number 3638.

Read More: http://www.dinarupdates.com/showthread.php?56268-Central-Bank-of-Iraq-Auctions-182-320-645-on-14-February-2018&p=181224#post181224
BGG ~ I will continue to highlight the regular auctions. After recently asking around about the reasons for the “tightening” of the supply of Dinar in the U.S… one of the main reasons I got was the fewer and fewer auctions. Wait – what?!? They are still having fairly robust auctions.
So, obviously, that’s not true… so what is it?
Another possibility is this MASSIVE financial embargo on Kurdistan, provided this was where currency was coming from.
I have also heard of a couple of major players talking about having money in – or being able to get money out of Kurdistan… all baloney. Kurdistan has been under very tight controls since snubbing the world diplomats with this sham vote pushed by Barzani.

Why was it a sham vote? Simple fact: you can’t just take what isn’t yours to take just because you vote on it.
Back to my previous rebuttal – anyone who actually had money in Kurdistan would have either gotten it out or is REALLY “up a creek”… likely just more B.S.
1) Fewer auctions?
2) Tightening borders (fewer exports)?
3) More demand? I sincerely doubt it.
4) IMHO and most likely, the supply here in the U.S. from disgruntled sellers, which is likely where the bulk of the U.S. supply really comes from, and current interested buyers has finally reached a point of parity where the “supply – demand” scales are more evenly balanced.

Hence, the price goes up.


The Commission on Reconciliation, Accountability and Justice in the House of Representatives, that next week will see the announcement of the names of about 5,000 people included in the seizure of funds.

The head of the committee Hisham al-Suhail told the news agency, “The Supreme Commission for Accountability and Justice ended the names of all those involved in the seizure of funds,” noting that there is some delay from the Secretariat General of the Council of Ministers not to form a special committee, calling for the urgency of issuing instructions and the formation of the Committee through an approach The competent ministries shall designate the general directors who shall form the committee.

Read More: http://www.dinarupdates.com/showthread.php?56297-Announce-the-names-of-5-000-people-included-in-the-seizure-of-funds-this-week&p=181258#post181258

(Special thanks to Vernell)

BGG ~ Funny how that works… about one day after they realize the world isn’t going to “give them” anymore money, they go back and think about getting it back from the crooked politicians who’ve been stealing from the GOI and the people of Iraq.

According to recent estimates, they could collect as much as 500 BILLION (USD) back to the state treasury by enacting and enforcing simple legislation they’ve had in the works for some time now.

P.S. as reported in major OP ED’s in Baghdad recently, Maliki and his henchmen had better wind up on this list…   It is critical to Iraq’s long term success to get a handle on the endemic corruption.
Iraq receives nearly $ 11 billion from Arab and foreign countries for reconstruction

Baghdad Mawazine News – Iraq received nearly 11 billion dollars from Arab and foreign countries during the Kuwait International Conference for the Reconstruction of Iraq.

Saudi Arabia’s foreign minister, Adel al-Jubeir, said that “the kingdom has allocated $ 1.5 billion for reconstruction projects in Iraq and the financing of Saudi exports to it.”

The Amir of Kuwait, Sheikh Sabah Al-Ahmad Al-Jaber Al-Sabah, announced at the Kuwait International Conference for the Reconstruction of Iraq, on Wednesday, that his country will allocate $ 2 billion in accordance with the mechanism of Kuwait Fund for the reconstruction of Iraq and encourage investment in it.

Read More: http://www.dinarupdates.com/showthread.php?56263-Iraq-receives-nearly-11-billion-from-Arab-and-foreign-countries-for-reconstruction

BGG ~ I keep hearing the complaints about Iraq getting all kinds of “welfare” as though they are living on these “pending grants” and IMF loans (instead of revaluing their currency).

I would be careful in assuming this is the situation or that any of this is any kind of “hold-up” to economic and monetary reform. I doubt so very much. 
​Everyone (as in – the investors and countries) wants to get close, be in on the beginning, but not so much so that they are just giving “hand-outs” with nothing in return. Iraq has to do their part. I get a little bit of the sense Iraq is kind of getting the cart before the horse with this latest conference.

It has long been speculated (and openly reported by Iraqi economists) Iraq would be hit with a “wall” of investment capitol when they truly started economic, monetary and governance reforms. However, it does not appear to me we are quite to this point yet. Everyone wants in – Iraq just don’t have the temperature quite right yet.

Keep in mind… these are “allocations”, “pledges” and “financing” and “projected exports” for projects. Basically these are all “feel good, sweet nothings” at a conference.

Next Monday we’ll see what’s what. Thus far they are well short of the 100 billion in give-aways (and grants) they were asking for.

On the other hand – why should they be given anything (for free)? If they would just pass corruption law(s) currently caught up in their Parliament’s legislative log-jam and then enforce them, their state treasury will swell by an estimated 500 billion (as they have plainly reported).

No need for anything from anyone.

Further, it is my opinion, Iraq should be held to account for (that means – PAY FOR) the military and humanitarian aid tab they’ve run up over the last few years.


Duke_77: does anyone know where to find the M1 money supply numbers on the cbi site?
Duke_77: m2 or something
chattels: @Duke_77 I have not looked for such since the CBI site changed some months ago.
Duke_77: ok I noticed on Guru that some say the circulated supply is 45 trillion. I thought 30 trillion was all that was ever printed
Duke_77: Does anyone know what the total is?
chattels: @Duke_77 Apparently not if you look at the Ernst and Young report.

Duke_77: https://cbi.iq/static/uploads/up/file-151807773321839.pdf

chattels: @Duke_77 I have seen the 2016 numbers from the Ernst and Young repost. You want the link ?

Duke_77: is that it??
Duke_77: yes

chattels: @Duke_77 Appears so.

Duke_77: is that 745 million notes?
Duke_77: that is not much

chattels: @Duke_77 44 trillion dinars if I am reading it correctly.

Duke_77: 18.625 trillion dinar @ 25,000 per note

Duke_77: ok
Duke_77: oh i see it now

chattels: @Duke_77 44 billion x's 1,000 isn't it ?

Duke_77: is that all in circulation?
Duke_77: yes

chattels: @Duke_77 So it would appear.

chattels: @Duke_77 It is listed under " Liabilities

Duke_77: is that as much as sandy is claiming?

chattels: @Duke_77 https://cbi.iq/static/uploads/up/file-150407743354697.pdf

Tebow: do you really believe what the CBi puts out

chattels: @Duke_77 45 trillion in December 2016

Duke_77: @Tebow do we have any other proof?

Tebow: remember the past liquidity problems they were having

Duke_77: @chattels what number do you think that needs to be to rv?
Duke_77: @Tebow yea true

Tebow: there's your sign

chattels: @Duke_77 My friend, I have no idea. I am a confessed macroeconomic moron.

sandyf: @Tebow: According to the latest CBI financial statement(2016) there is over 45 trillion IQD in circulation.......... 2016. We are not in 2018!! And that's if you believe the Iraqis. Are you sure your not really Kapabolonia - You are perfectly free to dispute the CBI accounts, after all auditors do not mean a great and people have been disputing the accounts for since 2005. Nothing new.

Duke_77: @Tebow since we are seeing the dealers running out, it's an indicator there couldn't be that many notes out

Tebow: 2016 Lol

Duke_77: @chattels me too hahaha

Tebow: I'm in 2018

chattels: I am out for a while, laterz all.

Duke_77: @sandyf kaperoni? LOL!!! He's stuck in a boat with no motor believing he will come floating home
Duke_77: @chattels later dude
sandyf: @Duke_77 Do not put me with the Kap, it is almost odds on cerainty that the IQD will never float.

Duke_77: @sandyf i wasn't. i was joking with you when you called tebow kaperoni, lol

Duke_77: i'm just here to have a good time.
Duke_77: most of all, i want the date and rate!!! LOL!!!

Xbruster69: i think, OIL TRADING, secures an Oil Market, without worrying about the fiat currency value change, keeping the minions oppressed

sandyf: @Duke_77 I never referred to Tebow as Kaperoni, be careful what you say.

Duke_77: who were you calling kap?

Duke_77: 45 trillion dinar is a lower note count!

sandyf: @Duke_77 I didn't call anyone Kap, Tebow said this about me "Are you sure your not really Kapabolonia"

Duke_77: that's 4.5 billion notes @ 10,000 dinar notes only!

Duke_77: when you average the 1,000 to 50,000 notes out, thats only 2.4 billion notes

Duke_77: @sandyf where did you come up with that huge figure as quoted on dinar guru about the payment from iraq if 50% of the notes came back at $4?

Duke_77: @sandyf i have someone on the phone asking me...

Duke_77: @sandyf they asked me to get your expert clarification...
Duke_77: @sandyf please... thank you!!!

sandyf: @Duke_77 "45 trillion dinar is a lower note count!" You mean in circulation, the number of notes mean nothing, circulation was 6.5 trillion in 2005 and 38 trillion in 2015.

Duke_77: @sandyf thats the amount of dinar. not the amount of notes

Duke_77: @sandyf it says currency issued is 44,236,653,559 dinar
Duke_77: @sandyf thats not notes!

sandyf: @Duke_77 To start with I am not an expert. If there are 45 Trillion in circulation and 50% were to be redeemed that would be 22.5 trillion, and if the IQD was worth $4 then it would require 90 trillion USD to redeem, where will Iraq find that amount of money. The number of notes means nothing.

sandyf: @Duke_77 Unless you think it is $4 per note.

Duke_77: there are 45 trillion in circulation, but how much is in the bank vaults? that includes the amount in circulation...

Duke_77: basically you assume circulation means how many are on the streets??

Duke_77: thats how many are in foreign governments, dinar dealers included, and the private banks along with the cbi branches

Duke_77: notice the amount increased from nov 2017 to dec 2017. probably the lower denoms being distributed

Duke_77: it says "currency issued". not on the streets...

sandyf: @Duke_77 I am not assuming anything the figure is from the CBI accounts and would include all dinar other than non issued dinar held by the CBI. Over the years there has been various estimates on the split but the last I saw was somewhere around 10 trillion in Iraq and the rest outside. But as I said that is pure guesstimates.

sandyf: @Duke_77 I should have said all physical dinar.

Duke_77: they have a line called "treasury bills of cbi". they even have the amount in other governments hands listed. this is incredible!!!
Duke_77: @sandyf yes i understand

Duke_77: @sandyf this is better than i thought...

sandyf: @Duke_77 I have to go and do some work

Duke_77: @sandyf ok

DinarResearcher: Reconstruction of Iraq ... without corruption
DinarResearcher: Number of readings: 36  2/20/2018 12:01:00

DinarResearcher: In a three-way conversation that brought me to a minister in an Arab country and a senior Iraqi investment official, on the sidelines of the Iraq Reconstruction Conference held last week in Kuwait, the Arab minister said frankly and directly that he sees Iraq's problem with the world as losing confidence in his country.

The minister, whose country had a good contribution to the grants and investment loans presented at the conference, presented two examples of the experience of his country and its companies, which invested tens of millions of dollars in Iraq, but eventually lost even the basic capital.

"We have not yet known how our money was plundered," the minister said, stressing that without the Iraqi government building confidence in it, what was announced at the Kuwait conference would not be available to Iraq.

DinarResearcher: The Arab minister was in fact a diplomat in his speech. The content of the speech is that those who managed the Iraqi state in the past years are mostly a group of thieves. For this reason, the account of the Iraqi field was not identical to that of the Kuwaiti bidder at last week's conference.

Grants, loans and investments did not come close to the figure that Iraqi government officials kept repeating in anticipation of the $ 88 billion (22 billion short-term) And $ 66 billion over the medium term). However, $ 30 billion, the total of grants, loans and investment credits, is not an easy figure under the current circumstances.

Most of the countries that are able to pay, especially the countries in the region, suffer from considerable economic and financial difficulties The political situation is turbulent against the background of the exacerbation of political conflicts and acts of terrorism and internal wars - foreign in Syria, Yemen and Libya, as well as Iraq itself, the countries depend on the payment does not have the surplus money to donate or provide comfort, especially since oil prices are still low compared to What it was in years ago.

DinarResearcher: The outcome of the Kuwait Conference did not satisfy the members of all official Iraqi delegations, especially in terms of grants and loans that the corrupt bureaucratic apparatus in the state can manipulate its fate and acquire a large share of it, and in some cases in some cases as indicated by the Arab minister in the mentioned chat.

Mostly credit facilities and direct investments from countries and donors. Refraining from extending the same hand by the countries and bodies participating in the conference reflects distrust of the Iraqi situation.

The problem is that the Iraqi state, a government and a parliament, did not work properly before the conference to enhance confidence in the future of Iraq, and to promote confidence only by creating an enabling environment for investment that will reassure donors, lenders and investors, states, companies and organizations. And the loss of their money and efforts.

DinarResearcher: The appropriate environment for investment in a country like Iraq, consists of political and security stability and a rigorous program to combat administrative and financial corruption and to impose the rule of law and to curtail any extraterritorial authority, such as militias, gangs and clans, as well as a concrete program for national reconciliation. These elements are clearly spoken by representatives of a number of Governments, organizations and companies participating in the Conference.
French Foreign Minister Jean-Louis Lauderian, for example, outlined the demands of investors saying that investors need "solid and solid financial guarantees in the judicial, environmental and labor fields." He added to it the national reconciliation that he said Iraq could achieve "can stand on its own feet."

Other international officials have explicitly expressed the need for the Iraqi state to work hard in terms of providing security for investments, fighting corruption and solving the problems existing between Baghdad and the Kurdistan region.

DinarResearcher: The statements made by Iraqi Prime Minister Haider al-Abadi and other officials of the state bodies participating in the conference did not come as the representatives of countries and companies waited for. It has to be generous with grants and loans.

DinarResearcher: The government of Baghdad has pledged to fight administrative and financial corruption, but it has not taken the decisive and decisive measures to deter continuous corruption without interruption and to prosecute the corrupt leaders who are usually associated with the powerful parties and parties in power.

The corrupt ones have impunity, and the strangest thing is that the adults among them were rewarded with their reinstatement to their positions in the state. In the past six months,

there has been a serious crisis in the relations between the federal government and the Kurdistan Regional Administration, which resulted in a national hate speech involving government officials and members of the federal parliament.

DinarResearcher: It is clear that the Iraqi government needs a lot of work to gain confidence in it and in the investment environment in the country. This is not an easy task with a political system based on quotas, which impedes the work of the laws, the Constitution itself, and tolerates the forces formed outside the state, and pays to the front of the state administration and its institutions partisan or partisan people who lack or lack of competence, experience and knowledge, and therefore integrity, and can To block the investment process and even stop it by seeking to blackmail the investment companies,

 as has been common for the past 14 years, where the Iraqi state lost more than 300 billion dollars of oil revenues did not show any trace after being looted by the corrupt.

 If it were not for corruption, Iraq would never need a conference such as the Kuwait Conference and its grants and loans. The looted wealth is ten times the total amount in Kuwait, and about four times what Baghdad declares the need to rebuild Iraq!

DinarResearcher: About "Middle East"

DinarResearcher: http://www.almadapaper.net/ar/news/542317/%D8%A5%D8%B9%D9%85%D8%A7%D8%B1-%D8%A7%D9%84%D8%B9%D8%B1%D8%A7%D9%82-%D8%A8%D9%84%D8%A7-%D9%81%D8%B3%D8%A7%D8%AF

Duke_77: The statements made by Iraqi Prime Minister Haider al-Abadi and other officials of the state bodies participating in the conference did not come as the representatives of countries and companies waited for. It has to be generous with grants and loans. this sounds to me as if they expected Abadi to tell em something and he let them down... maybe a rate guarantee...


Samson:  Kurdistan Financial Economy Announces a new schedule for the distribution of salaries to employees

 20th February, 2018

The Ministry of Finance in the Kurdistan Regional Government on Monday announced a new schedule for the distribution of salaries to employees and employees in the departments and institutions and ministries.

The ministry said in a statement that will begin to distribute the salaries of the 70 and 80 forces of the Ministry of Peshmerga from Tuesday 20/2/2018, and until 22 on Thursday, the month of February   LINK

Samson:  Abadi adviser: Gulf countries intend to extinguish debts owed by Iraq

2018-02-19 at 20:42 (Baghdad time)

The economic adviser to the Prime Minister, the appearance of Mohammed Saleh, on Monday, Iraq is committed to the limits set for all countries on access to loans, while they revealed an intention by the Gulf countries to extinguish the debts owed by Iraq.

"Most of his debt goes back to the pre-1990 era, to the Iran-Iraq war, a debt that has not been confirmed because there is no documentation to prove it," Saleh told Mawazine News.

He disclosed that "the intention of the Gulf States to write off debts owed by Iraq for a final," pointing out that "the UAE years ago, decided to cancel the debt, but it is still verbally undocumented."

He expected the economic adviser, "to write off debts owed by Iraq after the Kuwait Conference so that it has the capacity to deal with loans," describing the talk about Iraq's acceptance of loans obtained at the Kuwait Conference as "contradictory because the World Bank is a sponsor of the conference, Iraq's inability to repay loans. "

"Iraq does not need the loans it gets at the conference, even if it has soft benefits," said Abdul Rahman al-Mashhadani, an economist at the Kuwait conference. "Iraq needs loans to buy production lines, Investments in factories to operate a workforce or loans that address the balance of payments imbalances. "

"Iraq has a license it obtained two years ago when they gave it a B + credit rating from the World Bank that qualifies for taking loans with its guarantee as well as the International Monetary Fund. It also has a pledge from Britain of 10 billion pounds, up to 14 billion dollars, What came out of the Kuwait Conference. "

He explained that "the purpose of the Kuwait conference is to obtain grants, but what we got is loans," revealing at the same time that "some investors are afraid even from tribal conflicts that threaten some projects."

Sources familiar with the Council of Prime Ministers have revealed earlier that Prime Minister Haider Abadi may "reject" loans granted to Iraq at the Kuwait Conference, noting that the World Bank has confirmed the inability of the country to bear more debt.

The Kuwait International Conference for the Reconstruction of Iraq was launched on Monday, February 12, 2018, and concluded on Wednesday (February 14th).

During the conference, Iraq received non-sovereign loans, financing and project guarantees amounting to $ 11.61 billion, through $ 1 billion Kuwait, 0.5 reconstruction exports from Saudi Arabia, $ 5,200 billion, $ 210 million, United Kingdom, $ 3.5 billion, and 1.2 billion US dollars), in addition to sovereign loans.   LINK

HappyGolfer:  Samson this article isn’t something to pass up imo. The Kurds don’t all have to be present, just enough to make a quorum, and bingo majority vote = Budget. You can thank the Union of Forces YOUR HOT SAMSON

Samson:  Al-Mahna: The budget will pass by majority after the approval of part of the Kurds to approve it 

09:11 - 20/02/2018 

The deputy of the National Alliance Sadik al-Mahna, on Tuesday, the removal of many obstacles that stood in front of the adoption of the law of the general budget, while stressing that some Kurdish lawmakers agreed to pass the law, it is likely to vote by majority during the coming sessions.

Al-Mahna said in a statement that the budget will be passed during the next session of the House of Representatives as a result of overcoming many of the obstacles that stood in front of the passage of the budget, "pointing out that" the meeting of the three presidencies with the Finance Committee will bring greater impetus to pass the budget. "

Al-Mahna added that "the budget will pass by a majority of the National Alliance and the Union of Forces and part of the deputies of the Kurds during the coming sessions," noting that "17% ended because it was given in accordance with moods and political consensus."   LINK


Frank26:  AS WE SHARED ON M CC FROM LAST WEEK ................. WITH OR WITHOUT YOU SPOILED KURDS ............ FOLLOWED BY ............ WHATEVER !!! (smile)


Frank26:  DR S WORDS ........... RE-WORDED.

Samson:  The recovery of the Iraqi dinar

 20th February, 2018

Samir Nusairi

After great efforts and exceptional by the Central Bank of Iraq during the past two years in the development of monetary policy tools and the specific procedures of the specialized departments in the Central Bank and direct supervision of the banking sector and its assessment and classification in accordance with international standards in addition to the internal banking operations of banks, which was supporting the implementation of the plans of the Central Bank contributed a large contribution In the recovery of the Iraqi dinar in comparison with the exchange rate of the US dollar, which was one of the main reasons for the new regulatory procedures used to regulate the process of selling the window

and determine the last beneficiary and the size of d T middlemen and speculators in addition to the banks commitment and cooperation with the Central Bank of the supporting and coordinating role played by the Iraqi private banks association and urged the departments of banks on the need to support the directives of the Central Bank in the service of the national economy and harnessing the potential of private banks in the central purpose of which is to work on the recovery of the Iraqi dinar And raise the value of cash and purchasing against the US dollar.

It pleases the Iraqi public and strengthens the economic situation and achieve financial and monetary stability. What is important is to work on the continuation of the state of recovery and to take advantage of the economic and investment openness from the countries of the world to Iraq, and especially achieved at the donor countries conference in Kuwait.   LINK


Doodlebug:  Well, good morning CBI! Hmmm... if this is the true translation and you are really selling your machines, why are you selling them? Don't the old machines work? Did you recently get new machines and are NOW putting them to work?  Frank26 and DELTA did mention this to the family awhile ago... just my opinion.

Frank26:  CBI SAYS TO DB ........................ AHHHHHHHH? ................ YUUUUUUUUUUUP

Samson:  Auction for selling (counting machines, sorting and currency packages)

20th February, 2018

The Central Bank of Iraq announces a public auction for the sale of ((counting machines and sorting and currency packages)) under the Law of Sale and Rent No. (21) for the year 2013. Invites interested parties to participate in public bidding to attend the building of the Central Bank of Iraq / Rashid Street on Wednesday, 2018 / 2/28 at 10:00 am according to the following conditions:

A certified instrument for the order of the Central Bank of Iraq in the amount of (1.260.000) million and two hundred and sixty thousand Iraqi dinars, which represents 20% of the value of the estimated value of the machines are not allowed to enter the auction without providing insurance.

Original and photocopy documents of the baker.

The bidder shall bear the fees of publishing the advertisement and the fees of the mark by 2%.

Frank26:  WALKINGSTICK ........................ BINGO !!!

Samson:  Al-Enezi: "The government focused on turning the Kuwait conference into an "investment of donors, not lenders."

 19th February, 2018

The deputy of the National Alliance Abdul Karim al-Enezi, said Monday, February 19, 2018, that the Iraqi government has made great efforts to make the conference on reconstruction in Kuwait, a conference of "donors and not lenders."
"The Iraqi government has made strenuous efforts to attract funds for construction, development and reconstruction, which are commendable efforts both in terms of investment and grants," Al-Enezi told Al-Masalla.

Al-Anzi stressed that "the government has made efforts with the State of Kuwait to organize the conference."

Al-Anzi stressed that "the Iraqi government has made great efforts to make the conference a donors conference, and to convert loans to grants from those who promised us that they came to help Iraq."

The deputy of the coalition of state law Jassim Mohammed Jaafar, Sunday, February 18, 2018, that the Kuwait conference was a successful and influential conference to benefit from Iraq, and was a clear message to investors and donor countries that Iraq can be free of terrorism.

UN Secretary-General Antonio Guterres said on Wednesday that the response to the conference was a sign of confidence in the Iraqi government and people, pointing out that Iraq was on track and the international community had shown confidence in it    LINK


Frank26:  BINGO AGAIN WS .......TY

Samson:  Video: What prevents the World Bank from handing over the funds of the Kuwait Conference for Iraq ?

20th February, 2018    DELTA - VIDEO IF INTERESTED

The task of fighting corruption , which announced by the Iraqi government after declaring victory on Daesh, to prosecute corruption capital and recover the looted money and to end the presence of centenarians in managerial positions over the previous governments and the current, the task seems difficult and will not accomplish easily, which was confirmed by Prime Minister Haider al - Abadi during a weekly conferences, Saying that fighting and eliminating corruption in the country is a major process that will not end within days.

Without the internationalization of the issue of corruption in Iraq, it would not be possible to resolve the issue and future generations will not be able to obtain their most basic rights according to MPs. Parliament officials called for the formation of an international coalition very similar to the one formed in 2000 But his tasks will be not to fight a staunch but to combat the scourge of corruption that has ravaged the state and looted its financial budgets over the past years.

The fight against corruption through the international community and the United Nations is not limited to retrieving the Iraqi money smuggled from it, but to restore the confidence of the whole world in the status and credibility of Iraq, where a member of the Committee on Economy and Investment in the House of Representatives Amer al-Fayez, the requirement of the World Bank to keep the funds of the donor conference held in Kuwait Under his supervision is expected, in view of Iraq's global diagnosis of high corruption index, which increases the concern of the world's countries to invest or trade or grant grants to this country.     LINK


What has happened over this past 5 Days, is MAJOR.

What you CAN “SEE”, is perhaps the Iraq Budget being completed sometime this week, according to news & rumor sources……AND the Kurds agreeing to a “Deal”.

What suddenly happened to all that Money (chump change) Iraq was getting from the Kuwait Conference last week? ALL Questionable.

That’s what you CAN “SEE”.

What you Cannot “SEE”, is that it’s ALREADY BEEN DONE, signed, sealed & delivered.

What you CAN “SEE”, is - Why did Abadi go to Germany THIS Weekend?
Security Conference? THIS Weekend?

​What you Cannot “SEE”, is: Who has the MOST MONEY, in Europe right now? Which country is holding the Euro Union together, and without them, it would COLLAPSE economically, OVERNIGHT? Because WHY?

GERMANY is #2 in Gold Holdings Worldwide, behind the U.S. at #1…….even more than the IMF at #3. Yes, the IMF. GOLD……and way ahead of China & Russia……and surprisingly Italy @ #4

WHAT you Cannot “SEE”, this past 5 Days, is that the “GUARANTEE” was completed.

What Guarantee? The Guarantee, that the funds are “GUARANTEED” & Secure…..and because of such, SUBSTANTIAL Investment Agreements would be upheld immediately, for SEVERAL COUNTRIES.

What is “Immediately”?…….as soon as, the designated date of SUBSTANTIAL CURRENCY VALUE INCREASE…….PUBLICLY, OFFICIALLY, of more than ONE currency, in more than ONE country - within a 24 hour period……Occurs.

What you CAN “SEE”, over the past 5 Days, that is ALSO MAJOR, is the spiked Bank Activity in the U.S., such as the releasing of the 12 Federal Districts organizational map, with regard to how exchanges are handled. SPECIFIC EDUCATION, at this late hour.

You also “SEE”, more & more Banks, suddenly kissing & making up, over those nasty words “Dinar & Dong”, even at the counter teller level. You Now “SEE” this.

What you Cannot “SEE”, is that behind the scenes, the MAJOR TOP TIER 1 BANKS in the U.S. are scrambling as fast as they can, to organize this “PROCESS”, in a manner in which is “quiet”, yet effective, for a “few million” people, generating “Trillions” of dollars in transactions, within PRIMARILY a 30 Day Period.

Also, what you Cannot “SEE”, is the TRILLIONS of dollars, that are moving behind the scenes, covering & funding the thousands of Regional Bank Branches, not only in the U.S., but Worldwide simultaneously, as we NOW SPEAK…….over the Past 5 Days - MAJOR.

Additionally, what you Cannot “SEE”, is that the Public Major MEDIA, already KNOW about this whole thing, this “PROCESS”, this “EVENT”, this “SURPRISE”, and are patiently WAITING, for the exact Moment, when THEY have FACTUAL EVIDENCE - PHYSICAL MOVEMENT - (People in masse, exchanging at Banks), in order to break the story PUBLICLY, instantly, after the process begins.

What you CAN “SEE”, is that NONE of the Rate Values in these countries, has Substantially Changed in YEARS.

You can also “SEE”, that the U.S. Dollar has been falling Substantially, over the past 12 months, on PURPOSE and “By Design”. BY DESIGN. TIMED. CONTROLLED. ON PURPOSE.

It will not fall much more in the coming weeks, and most likely rebound - only later this year, DROP, substantially like a rock.

What you CAN also “SEE”, is that the price of OIL, has steadily Risen over the past 12 months, and doubled from $30 a barrel to over $60 a barrel. As we said it would. DOUBLED…….AND continues to Rise. Where does Iraq get almost every penny of it’s Revenue? OIL. Without OIL revenue, Iraq folds.

Over the past 12 months, what Industry is the most aggressively expanded, producing the MOST REVENUE, in the U.S.? OIL. The U.S. set a RECORD LAST WEEK, exporting more OIL in it’s History, and exceeded SAUDI ARABIA in barrels of OIL exported - LAST WEEK. MAJOR……….MONEY. CONTROL……..OIL MONEY IS CONTROLLED, just like the value of the U.S. Dollar is CONTROLLED.

Since 1975, the OPEC (Middle East Nations) was used as a TOOL, primarily BY the U.S., to control BIG BIG Money, most of which, could NOT be “SEEN”, in it’s Favor……and that’s WHY, OPEC was even formed back in 1975, and WHY the U.S. STOPPED EXPORTING IT’S OWN OIL, then…..Until this past year, when they LIFTED that 1975 mandate to not export OIL, and begin Exporting OIL for it’s OWN PROFIT, after more than 40 years……and the Finishing touches to that, was eliminating ISIS from the OIL Fields of Iraq, and the ME - their MAIN SOURCE of Revenue.

What you CAN “SEE”, is that Iraq’s OIL revenues have shot up, thus their country’s INCOME LEVELS HAVE INCREASED SUBSTANTIALLY.

​What you Cannot “SEE”, are the True Numbers of Increase.

What you Cannot “SEE”, is now that OIL is back in the CONTROL, of primarily the U.S., and specifically the Middle East, through 2 main avenues of eliminating ISIS and by Exporting it’s OWN Oil for BIG MONEY, rather than filtering it through OPEC, of which IRAQ is the KEY PLAYER, along with Saudi………the BIG MONEY is back in CONTROL.


We’ve said this numerous times. It controls the World, because it’s the LARGEST REVENUE GENERATOR, on the Planet……AND it exerts the LARGEST CONTROL FACTOR, over ANY COUNTRY.

You cut a country’s OIL off, and they stop DEAD IN THEIR TRACKS. EVERYTHING SHUTS DOWN! EVERYTHING! All transportation, industry, shipping - EVERYTHING!

The MAIN REASON WHY, Rex Tillerson is the Secty. of State, and Dick Cheney was V.P., to George W.


People say, “Follow the Money”. We say NO! Follow the OIL.

So, NOW there is an ASSURANCE of a Steady Flow of BIG OIL revenue, from Primarily IRAQ, and that is NOW IN PLACE, WHICH WASN’T THE CASE BACK IN JUNE 2017 (and why we gave you a line of events in the 7-27-17 Post)……

ADD TO THIS, the amount of CURRENCY THE U.S. HOLDS FROM IRAQ - (Estimated at least 4 TRILLION) - AND the amount of CURRENCY THE U.S. HOLDS FROM VIETNAM - (estimated at least 18 TRILLION - unconfirmed rough estimate) - WHY Iraq & Vietnam? WAR & WAR!

This all spells a BIG INCENTIVE IN BIG MONEY, to hurry up and get a SUBSTANTIAL RATE VALUE INCREASE DONE, not only in IRAQ, but with VIETNAM, and a handful of others, to Stabilize, Balance & INCREASE World Trade mechanisms, which continue to be out of Balance.

This is about the United Nations. This is about the IMF. This is about the World Bank. This is about Brexit. This is about the Mass Civil War going on in the U.S. for Power, Control & WEALTH. This is about bringing more BALANCE WORLDWIDE. This is ONLY A START.

We still Love, FEBRUARY. There are 9 Days left in this Month. TONS, can happen in just ONE DAY. TONS…..and MAJOR things are happening right now, QUICKLY.

WE KNOW. You only want ONE THING - an RV or to Exchange for a Substantial Profit.
WELL, it hasn’t happened. YET. YET. YET.

SO, the Frustration, Anger, Blame, Sadness, Pain, Disappointment, Questions, Tiredness, Exhaustion, DOUBT, goes on TODAY.

HOWEVER, HERE’S WHAT WE EXPECT: “WE’RE STILL very Bullish on FEBRUARY, even if it takes to the very last day of this month. We just learned this morning, that this is still VERY MUCH THE CASE.

What we’re talking about, is the START, to this Foreign Currency Exchange “PROCESS”, PUBLICLY - as we said last week. This “Process”, is a PUBLIC START, to Exchange, which we expect to START BEFORE FEBRUARY ends, and will MOST DEFINITELY LEAK INTO THE MONTH OF MARCH…..AND into APRIL. It’s a “Process”.

This means, people will FOR SURE, be exchanging over the next, AT LEAST 2 months, with an expected Beginning or START DATE, sometime by the END of FEBRUARY……If they Choose.

​It can START, ANY DAY Now, this month.

THAT’S WHY, we especially Love the month of FEBRUARY.”

Now, before all you Negative Nellies go ballistic on Dr. Clarke, saying, “Oh here we go again, kicking the can down the road, covering their You Know What”.



Grow Up.


DO YOU REALLY THINK, we’re in some ridiculous competition or whatever, over WHO CALLS the RV date or whatever you want to call it, or get our kicks from sending out information, with NO REGARD, for emotions, circumstances, families or Lives?

Understand something FOLKS, we could CARE LESS who, if anyone, CALLS ANYTHING!

We get NOTHING. Let us REPEAT. NOTHING, for Competing, or Calling, or Guessing, or Getting, or Being the First, or EVEN BEING RIGHT about WHEN OR AT WHAT RATE or ANY OF THIS NONSENSE that people think is going on. We get NOTHING, for even writing these words - EXCEPT the Desire & Drive, to do so - BECAUSE WE CAN.
This is Pre-Kindergarten thinking.

AND for you folks that say, “We hang on your Every Word Dr. Clarke”. Please grow up. Take your OWN RESPONSIBILITY BACK. You shouldn’t give your Power away to ANYONE, for ANY REASON, especially something you read on the Internet, or Blog, or somebody you don’t even know!…….WHY, some of the people you DO KNOW PERSONALLY - SOME EVEN FAMILY, aren’t even Trustworthy!

Snap Out of it. This is MONEY we’re talking about.
This is REAL WORLD 2018!

Our INTENTION is to: “ASSIST THE PEOPLE”. We’ve said it from the Beginning.
With NOTHING in Return.

That’s it. THERE IS NO PRIZE. NO REWARD. NO GLORY. NO WHATEVER you think is there, for Calling something or being First or Competing with anyone.
Maybe that’s true for many others, obviously. BUT NOT FOR US.

WE ALL WIN.”……..Get it?

WHO have you heard that from, REPEATEDLY over the past 2 years? WHO? WHO?
Sound Familiar?

We know there are THOUSANDS of people “Living on the Edge” (Aerosmith).
BEYOND the edge!
Don’t you think (God, Spirit, Source, Universe, Your Higher Power) KNOWS THIS!
DON’T YOU KNOW, Everything is “SEEN”, by the “UNSEEN”?

DON’T YOU KNOW - YOU, your circumstances are “SEEN” by the “UNSEEN”, and being facilitated to your advantage, even though you cannot “SEE” it all - AND IT MIGHT BE TAKING FOR WHAT SEEMS TO BE AN ETERNITY - and Most Important of All, “MAY NOT LOOK LIKE THINGS ARE WORKING IN YOUR FAVOR - BUT THEY ARE”?……..Because you Cannot “SEE” it?

​DON’T YOU KNOW, that this “PROCESS”, must take place in ORDER, RIGHT ON TIME - For the Benefit of ALL combined?

DON’T YOU KNOW, that you have ZERO CONTROL, over this “Process”?

DON’T YOU KNOW, you’ve HEARD ALL THIS BEFORE, a thousand times, and are SICK OF HEARING IT?………and the “UNSEEN” knows THAT?

DON’T YOU KNOW, that you will “SEE EVERYTHING”, in a few more DAYS?…….EVEN if the “PROCESS” goes into Early MARCH, perhaps?……..and for all you Negative Nellies, NO WE ARE NOT CALLING IT!…….We’re attempting to “ASSIST YOU”, in a Positive Way.
TO ASSIST, in telling you where “Things” are at, right now.



Go read something that you think “Positively Assists You”……or Better Yet, GET OUT OF THIS INVESTMENT TODAY, AND FORGET IT!

That’s Your Choice. That’s EVERYONE’S CHOICE.

YOU ALL have Come this Far. Are you a Quitter, because of this History from yesterday and beyond, thinking that tomorrow will just be the same? You can. That’s your Choice.
There is no WRONG ANSWER, either way.

TOMORROW is NOT and WILL NOT, be the Same.
“Ye, of Little Faith. Little Faith”……as the saying goes.

This is about to get REAL!

We told you LAST WEEK, more than once, that things were about to get “INSANE”.

YOU haven’t “SEEN” anything YET!

ONCE THIS BREAKS OUT…….. “INSANITY” will break out beyond your Imagination.

Remember WHO told you about the “INSANITY”, in the “CONFUSION Before the STORM”….of “INSANITY”.


Remember. You will Re-Define what “INSANITY” means.

We felt like Preaching a little Today, even though it’s not Sunday Morning.
But, we can FEEL the nervous DOUBT & TENSION Worldwide among the People, BUILDING.
We’re just Following Orders, which we’ve learned to do, without hesitation or question.

AND for those of you who say, “Dr. Clarke, please stop talking in Riddles, and speak Direct about things”.


We’ve provided you with at least 10 DIFFERENT POSTS, with a TRUCKLOAD of Direct Information, to go WITH the Riddles. Grow Up & Pay Attention. Nobody needs to hold your hand, to Self Educate yourself, if you REALLY CARE about yourself and this Investment, or any other Investment. Figure it out.

We give you Riddles when we HAVE TO, and Direct Information, when we can or Feel Like it.


BE GRATEFUL, THANKFUL & APPRECIATIVE of Everything you get from ALL SOURCES, even though you may not agree with ALL of it.

(God, Spirit, Source, Universe, Your Higher Power) speaks through ALL AVENUES, in Life.
ALL AVENUES, with the Puzzle pieces you need to hear & know about, WHEN you Need It…..NOT ACCORDING TO YOUR - YOUR TIMING or VALUE of such.

EVERYTHING is Perfectly Timed. EVERYTHING……MOST of Which, you Cannot “SEE”.

The Media, will NOT give you the entire, True story. Governments will NOT, give you the entire, True story. Even most of your trusted personal comrades, will NOT, give you the True stories.

Even President Trump, has said numerous times, “We will NOT, telegraph our Military moves, to ANYONE, ahead of Time.”…..meaning, “We WILL NOT GIVE YOU the True Story”, to our Advantage, in order to WIN!

This MASSIVE CURRENCY MOVE & every single piece of it (and there are many), will NOT be telegraphed ahead of time, exactly to the Day or Time or Hour.

It WILL BE & IS BEING: Hinted about, Directed toward, Felt by, “In the Vicinity of”, and “Prepared For”……by many, who’s INTENTION is to “ASSIST THE PEOPLE”, in the Most Beneficial Ways possible, without HARM……AND TO THE EXTENT “ALLOWABLE”……

AND once again, to you Negative Nellies out there, who want to say, “Oh Dr. Clarke has called this thing so many times…..and one in particular last week said, “since March 2016”.
You are 100% WRONG.

You obviously cannot READ or just choose to be “Destructive on Purpose”, and like so many others, choose to speak out of BOTH sides of your mouth, twisting the words and meanings, for ALL the Wrong Reasons.

We’ve given you the written evidence, of what we’ve said over & over. We’ve already explained our defense & explanations for twice in 2016, and won’t do it again. You can take responsibility and go back, and read it again for yourself. Besides, we don’t have to justify or convince ANYONE OF ANYTHING. We’ve been RIGHT about SO MANY THINGS, we’ve lost count, since we’ve been printing our B.S. on here, over the Past 2 years.
WHY don’t you ever mention THAT?

We’ll tell you WHY. Because you’re MAD. ANGRY. FRUSTRATED. SAD. DOUBTFUL. HURT. IN PAIN. TIRED……because your Currency Investments haven’t paid off yet.

Your high expectations for WEALTH, and Return on Investment, haven’t completed, YET.
That’s WHY.

So, you BLAME others - spewing POISON, to cause Discord, Doubt, Fear, Destruction, and all kinds of Negative effects……MAKING EVERYTHING WORSE, in YOUR Life and the Lives of anyone who comes in contact with you, as a Result - all because you haven’t gotten what YOU want. YET.

This is nothing but SELF DESTRUCTION, at its Very Best. It NEVER NEVER, EVER WINS!
Why don’t you decide to CHANGE YOUR WAYS. TODAY.

We KNOW All you Negative Nellies out there, have been reading all our stuff for the past 2 years, just like all the “Good People”……and Benefiting, just the same. Haven’t You?
We don’t Discriminate. WHY do You?

Well, there are several MILLION people, right beside you, with the same issues - Wanting the Same thing - and THEY are Waiting, just like YOU.

You Negative Nellies out there, REALIZE SOMETHING: YOU are PUSHING AWAY, your Life Blood. Your Life Line. You’re Pushing away, your most Powerful ALLIES. Your PARTNERS.

YOUR INFORMATION PIPELINE, if you still want to benefit from this Investment.
YOU think it’s going to play out a certain way. We got News for You. You’d be Wrong, whatever you have perceived and cooked up, in your head, so far.


YOU cannot Hide. If you think you can, you are Deliriously Wrong.

PEOPLE have gone to Jail…..and MANY MORE will go to Jail……who are in this Investment.


“WOLVES dressed in Sheep’s clothing?” Remember those famous words?
Like we said, “INSANE”.

WE’RE PRINTING THIS AGAIN, what we said earlier, so you don’t mix up the words -

“HERE’S WHAT WE EXPECT: WE’RE STILL very Bullish on FEBRUARY, even if it takes to the very last day of this month. We just learned this morning, that this is still VERY MUCH THE CASE.

What we’re talking about, is the START, to this Foreign Currency Exchange “PROCESS”, PUBLICLY - as we said last week. This “Process”, is a PUBLIC START, to Exchange, which we expect to START BEFORE FEBRUARY ends, and will MOST DEFINITELY LEAK INTO THE MONTH OF MARCH…..AND into APRIL. It’s a “Process”.

This means, people will FOR SURE, be exchanging over the next, AT LEAST 2 months, with an expected Beginning or START DATE, sometime by the END of FEBRUARY……If they Choose.

It can START, ANY DAY Now, this month.

THAT’S WHY, we especially Love the month of FEBRUARY.”

There is a “Process” taking place, the finishing touches of which, are happening RIGHT NOW, despite all your “DOUBTS” or what you THINK you can “SEE”.

This “Process”, has a few more DAYS, from what we just learned this morning…….and not too to many more.


Are We Calling It? NOT EVEN CLOSE!
We’re just “ASSISTING THE PEOPLE”. That’s ALL.
Take it or Leave it.

That’s the way “WE SEE” things. Our Viewpoint. Our Perspective. Along with our Opinions, our Pluses, our Minuses, our High Points, our Low Points, our Rights, our Wrongs, our Perfection, our Faults, our Ying, our Yang.
Nobody Else’s.

We took the time TODAY, to write this for YOUR BENEFIT - to “ASSIST THE PEOPLE”.


HANG TOUGH, during the “INSANITY”.
You have more “Assistance” than you Know. -

Dr. Clarke

P.S. This one is FULL of “Direct” Gems, “SEEN” & “UNSEEN”.