Friday, September 16, 2016

Recap of “The Big Call” Thursday Night:, 16 SEPT

Recap of “The Big Call” Thursday Night:

Full Notes Here   http://www.dinarrecaps.com/our-blog/intel-highlights-from-the-big-call-thursday-night-9-15-16-by-pinkroses
Bruce    ...having the triple witching hour of the stock market happening tomorrow (Fri. 9-16-16) is very important in terms of settling the stock market.

The stock index futures, stock index options, stock options, all 3 areas need to settle in tomorrow’s market. They need the liquidity to settle all that. That should occur but needs a lot of new liquidity in the system. That may be the trigger for this to go by that time.

 That is what we are trying to say with the triple witching hour. It happens 4 times a year. So far today  , we know that the market are open and active available to trade. The faucet turned on so to speak all is running as far as liquidity point of view.

The rates are showing live on screens. The IEX is fully functioning ready to go. The CBI is connected of course already to the IEX and it is prepared for a rate adjustment to take place.

We think since it is already hooked up, we are expecting this to occur.

 Regarding rates, we know the rates have been going up slightly. We are going to be in great shape in that.  It is an important time for us and we are excited where we are...
It is so close to receive this blessing.



AdminBill:  FRIDAY, SEPTEMBER 16, 2016 (9:00AM MDT)





Elmerf123456:  Step on up!
If we are truly at the end of this magnificent ride, let me share a few thoughts from a simple man that spent most of his life looking for a silly Wabbit, and learned a little something along way!
*All questions will eventually be answered

*Chop your own wood, it will warm you twice!

*Most things in life are taken for granted 

* Be a solution in life

*Put your mind in gear before you put your tongue in action

*The important thing is not the triumphs but lessons lessons learned through the struggle

*Visualize better days ahead

*Don't take out your frustrations out on the people you love the most

*Life changes us in unpredictable ways

*When "if" and "when" are planted, "nothing" grows

*Forget what you know in order to learn new things

*You must bring the artist into the world yourself so be the brush

*Great minds discuss ideas, average minds discuss events, small minds discuss people

*Implement your ideas do not hoard them

*Life divides people into two categories:those waiting for something to happen and those making something happen. 
Our task and mission is to change the world. Please don't just pocket your blessing, put it to work and step up to the front of the line and do whatever you can to pay it forward no matter how large or small you may think it is.

Greatness is not always determined by size, but by the action that was first taken!
Go in Love!      Elmer

OKRocks:  I am being told not til next week sometime for us... but then no one really knows because this process is too complex... just knowing we are in the mix of it keeps me grateful

Yada: okrocks,,,we could very well be part of the groups the banks are expecting with the PUBLIC next week,,,

OkRocks:  Senate to hold hearing next week on Wells Fargo's aggressive sales tac​ticshttp://www.latimes.com/business/la-fi-wells-fargo-hearing-20160912-sna​p-story.html

SassyD:  Deutsche Bank Slapped With $14 Billion Fine By DOJ Over Mortgage Probe​ -- Sept. 15, 2016 -- http://www.wsj.com/articles/deutsche-bank-is-asked-to-pay-14-billion-t​o-resolve-u-s-probe-into-mortgage-securities-1473975404


Hi Everyone,
Some very interesting news to share with everyone today. Hope you are ready.
Eid is now over and parliament sessions returned on Thursday 9/15.  
Two major items we waited for was 1) the outcome of Zabari’s (finance minister) parliamentary vote on confidence and 2) the vote on the oil and gas law (HCL).
So what happened on these two issues?
First let me say that many argued and argued with me that HCL was all done, done, done and it did not need any law to be passed by parliament. Really?

argued back they were wrong, wrong, and wrong again since I know better since I am talking to some really high up officials in the Iraqi government, the IMF and in the USA who are telling exactly what is needed and at what level of performance they expect from Iraq.

Read my lips again – They need an oil and gas law (HCL) passed in parliament before any turn-on of their currency to international markets. They even told us in a recent article this week that any significant increase it the value of he dinar is dependent on needed legislation.

I quote from the article below – “the legislative track and other issues also have an impact on the exchange rate”.

If you still don’t believe me then why did Iraq give us this recent article about the oil and gas law? See article below. What is it telling us? Can you read?

There is much more behind this article then what is on the surface.

So first of all this article confirms that an oil and gas law is required.

Next let’s review the recent agreement between Erbil and the Baghdad government. What was it really all about?  It was about the oil in Kirkuk and how it will be managed. As I said many times the contention here is that Kurdistan was having problems paying their Pershmerga army and resupplying it. They are taking on the brunt of the fighting against ISIS and DAASH. So where is all the financial support from the other half of the government?

Remember Kurdistan also still has to pay the usual salaries to run the KRG region and government (this alone compromised the 17%).  So where will the extra money come from? I have said in my past news letter that Kirkuk oil sales was a way for the KRG to pay for the ISIS war. 

Next I want to point out something to everyone. In a very recent article the CBI has come out and told us they are NOT planning to launch the 100,000 dinar note anytime soon. This article was to clarify what the news media has said and was against what the CBI was actually doing. This was not good news to us.

Then in the same article the CBI said that there would be not significant increase in the rate of the dinar any time soon due to the low CBI reserves of hard currency. So now we know that any RV is IN FACT dependent on the amount of hard currency in USD sitting in the Central Bank of Iraq. No Rumors, No Hypes, Just the FACTS.  This is not good news to us.

So let’s put on our thinking caps and remember back to 2012 when the then head of the CBI Dr Shababi was going to RV the currency. We know this is FACTUAL since he told us in an article last year that Iraq missed an opportunity since the IMF gave them permission to RV at that time. He also said that he has the reserves at over 80 billlion. So we must go by what we now know. We now know the CBI reserves is somewhere around $52 billion since Maliki and his goons raided the coffers along with the currency auctions to sustain the economy since Maliki left only 500 million in the treasury when he parted from office and Abadi took over. So the good news, if any, is that we now know 3 things are now FACTUAL and see these FACTS in writing from the CBI:

·       Iraq does need the IMF’s permission to RV
·       Iraq CBI needs to increase their reserve of hard currency now sitting in the CBI. It now is almost cut in half from what it was in 2012.
·       the legislative track and other issues also have an impact on the exchange rate (so it appears Iraq does need some mandated laws,,,sorry all your so called “intel gurus” you were wrong again,,,)

So with lessons learned this bad news is turned into good news. Remember the glass can be half empty or half full. It is your choice how you accept reality.

Here is some good news since we need it desperately.

There is an effort now under way to recover nearly 60 billion that has been stolen from the CBI reserves and from the treasury on falsified contracts and other corruptive measures. The CBi reserves could literally climb over night to 2012 levels very quickly and as it could be months and not years and this would bring us to early 2017.

Always remember when the CBI did not say there would not be a significant rise in the value of the Iraq dinar any time soon. It did say that the CBI has no plans (like current plans) to raise the value of the dinar against the dollar. However is 2-3 months from today current?

You see you have to read through the entire article and not just stop at one sentence and get disappointed and walk away. This article was mostly about debunking the issuance of the 100,000 notes as the news media was not accurate. The part about not printed the notes is not accurate however as we know the CBI did tell us already they have a contractor in Germany and the notes were being printed. So they can’t take this one back….lol…lol…

Anyway and we know they will not issue this 100,000 note until after the RV occurs and it is never going to be used on the streets of Iraq as it is intended for inter-banking transactions only. This we know as factual. So it could be many months or even years before we see this note. But I don’t think longer than months since common sense tells us they were in a budget crunch and so why spend so much money and tie up so much money getting this new note designed and printed now if they did not intend to launch it soon. It just does not make any sense. Get it?

See my comments in italic between the article below to try to explain even better what is going on. 

Article Begins

Differences Exclude passing the energy oil and gas law during the current parliamentary stage

14 September 2016
Information / special ..

Ruled out of the oil and energy parliamentary, Wednesday, passing the oil and gas law during the current stage, he attributed the reason for the existence of "obstacles" between the governments in Baghdad and Erbil.

A member of the committee MP Hussein Awad told / information /, "The oil and gas law faces obstacles between the province and the center and difficult to pass during the current parliamentary session," adding that "the law is still in Parliament inclusion because of those differences and not for another reason."

Awad added that "the law emphasizes the organization and finance imports of oil and the delivery of all exaggeration to the federal government," pointing out that "the law will not see the light at the present time."

It is said that during the talks last week between a delegation led by President of the Kurdistan Regional Government, Nechirvan Barzani, and between the federal government, led to an agreement on Kirkuk's oil, while not resolving the issue of the region's oil.
Source for "tomorrow Press": the  Central bank will not be printed 100 thousand dinars category at the moment 

Denied an informed source at the Central Bank of Iraq, on Wednesday, to be "central" had started printing 100 thousand dinars a class at the present time, stressing that it seeks to maintain the "value" of the Iraqi dinar. 

The source said in a statement to "tomorrow's Press," that "the central bank has no intention at present currency printed from 100 dinars a class, it recently printed a new currency of 50 thousand dinars category, and had its causes and made good financial services to the citizen and the market."  The source added that "the central bank is working today to preserve the value of the Iraqi dinar and stability." And circulated among the news media that the determination of the central bank issued a new edition of 100 thousand dinars category to the market. 

It was among the financial and economic central bank warned of a new edition of 100 thousand dinars a class and put on the market, because it will increase the prices of goods and driving up inflation as well as it will reduce the value of the Iraqi dinar and eliminate small denominations of currency, which will affect and directly to citizens.
Article Ends

So now here is the article from weeks ago. So what is going on? My opinion is the news media was hasty in their report on this news and jumped the gun. So now the CBI must come out and clarify what their plan really is.

Article Follows

Experts: Ask a coin 100,000 dinars will increase prices and raise inflation

BAGHDAD / JD / .. warned a number of experts and specialists in the financial and economic affairs, the central bank from issuing a new edition category 100 000 dinars, and put on the market, because it will increase the prices of goods and driving up inflation as well as it would reduce the value of the Iraqi dinar and eliminate small groups of currency and thus will affect directly the citizens.

He revealed an official source at the central bank preferred to remain anonymous, the central bank's intention to issue a new edition of 100,000 dinars category to the market.
The source told / KD / "The category of 100,000 dinars printed and is designed such a model, and we will choose the right time to put on the market," noting that "put on the market will help to stimulate the economy through the operations of exchanges between traders and commercial transactions between the operating companies," as well as category of the 100 000 easy storage and load and is designed along the lines of the international currency system if the high level of security, it is difficult to falsify. "
He noted that "put on the market requires, inter alia, promotional media campaign to get to know them, and being equal to or close to the category of 100 US dollars."
For his part, economist Adel Mandalawi warned of putting large groups of currencies in the market because it will affect the citizens and indirectly in terms of increasing prices and rising inflation, as well as the collapse of the deliberative value of the national currency.
He told Mandalawi / KD / time that is appropriate to ask edition of 100 dinars fact that the Iraqi economy is going through a volatile and unstable, especially in light of the decrease in oil prices and a lack of revenue.He added that this new category would cancel the deal for small groups and gradually be currency 1,000 dinars smaller class than 250 dinars.
(they are telling us the lower denoms from $1,000 dinars up to $250 dinars will gradually be issued)

Lama, an expert on financial affairs Nabil Mahdi, said that some of the analysts and economists begrudge that sell the dollar at the central bank auction of the same amount and the introduction of a class of 100 000 new dinars to the market without the withdrawal of the equivalent of the dinar will lead to the final collapse, "In my view it no relationship between the central bank auction, which is a fixed nominal price of the dinar against the dollar, and the introduction of 100 000 dinars category collapse of the dinar, but the effect will be to increase the number of times the monetary union trading (dinar) within the economy any increase money circulation in the Iraqi economy speed.
He added that "according to economic theory, the printed large new categories practical means to increase the money supply ratios (liquidity) which have fits directly proportional to the increase in money supply rotational speed (speed of trading) the speed of trading, which is proportional to the accelerating inflation caused by rising prices resulting from increased new demand on the supply of goods and services due to the increase of that cash. "
He continued, "as if the demand for domestic goods increased, the displayed quasi-static at the moment for lack of production of a multitude or, comparable to a foreigner so that local products, especially industrial fill the increasing demand of junk purchased a gap, as well as there are no modern techniques of agricultural production even provides a new view of the agricultural product fills the needs of consumer, leading to increased consumer demand to the direction of foreign product, which means that the dealer to increase the import of foreign products to meet the shortage of supply of goods imported from the front of the new demand resulting from increased liquidity. "
"The increase in Iraqi imports from abroad means more dollar absorption from inside Iraq to the outside, which means to increase the desire of traders and speculators on their access to dollar auctions central bank and increased that desire means to raise the price the dollar within those auctions Batalli to increase the proportion of low value of the Iraqi dinar against other currencies, including the dollar, which increases the desire of speculators at this time to get a dollar, even at a higher price than the previous price within Iraq to the expectation of the low value of the dinar at a higher rate from the current time and the high value of the dollar. " 

This brings together experts and analysts that the time is appropriate to put up with large groups of currencies, given the state of the Iraqi market instability. The central bank has issued a new edition last year, the category of 50,000 dinars to the local market with announced his intention to print a new currency Other category 100, 000

Parliamentary Finance calls to control the rate of the dinar against the dollar 

Parliamentary Finance Committee called on Thursday for control of the Iraqi dinar exchange rate against the dollar, by maintaining a reserve of hard currency.

The committee member said Sarhan Ahmed told all of Iraq [where] that " the central bank has no plans to raise the value of the dinar against the dollar , " pointing out that " the rise of the dinar rate depends on the central bank 's reserves of hard currency and the non - oil and oil revenues coming into the country . " 

He pointed out that " the legislative track and other issues have an impact on the exchange rate, which calls for preservation of the Iraqi dinar exchange rate and maintain a reserve of hard currency." Witnessing the Iraqi dinar exchange rate volatility apparent in the market where he will witness the dollar rise gradually in front of the dinar exchange. 

He criticized a number of financial and political economists pursued by the Central Bank of Iraq and falling cash reserves during the recent years.
Articles End

Till next time…. Auf Wiedersehen!
Peace and Luv To Ya All, 
Mnt Goat



Walkingstick:  Zimbabwe raises cash dollar-denominated securities to counter the shortage of coins

SEPTEMBER 15, 2016

Harare - (dpa) - Zimbabwe plans to issue securities denominated in the currency to the dollar to alleviate the shortage of coins in the country, and encourage exports during the next month.

Said John Manjudia Governor of the Reserve Bank (central) Zimbabwe on Thursday: "We expect to draw expected value of stock raised about $ 75 million, and be put on the market by the end of December / December 2016".

Zimbabwe had resorted to the US dollar as the currency trading in the country, an alternative local currency, which has become almost worthless in 2009 after the arrival of inflation to unprecedented levels as a result of the economic crisis, which lasted about 10 years.

Targets Manjudia allay fears that the introduction of new banknotes prelude to the return of the old currency trading, saying, "According to the macroeconomic fundamentals .. It is not right to do so" in reference to the likelihood of re-old currency.

Zimbabwe is currently suffering from a severe cash crunch as returned by economic analysts of the increasing dependence on imports after the collapse of many local industries.

At the same time, the country has witnessed months of protests against the deterioration of the economy and human rights abuses under President Robert Mugabe's 92 / year /
rule, which has ruled the country since 1980.



SandnSea: It's OK, It Really Is
It's absolutely insane to think that a few dollars spent could turn into million and billions of dollars. That's just crazy. To wait years for a promise, to communicate with faces you've never seen, and to hang on every word a so called Guru speaks.

To take time away from family and friends to check your phone. Or to wake in the middle of the night to see if the elusive 800 number has been released. Who does that?

And yet, for those of us who believe in something larger and greater than ourselves and, those of us who know miracles still happen, we continue. If at the end of the day these hopes and dreams have gotten us through a hard day, or a friendly text from an unseen chat member has lifted our spirits, that's ok too.

I feel bad for the naysayers who don't have the gift of belief

Angel:  Why everyone needs to pay attention to the bond market

Home mortgages and corporate borrowing just got a little more expensive this week, courtesy of central banks in Europe and Japan.
While Wall Street is focused on whether the Federal Reserve will raise interest rates or not, rising yields in the long end of the U.S. bond market in recent sessions have been directly related to the negative yield and bond-buying policies of both the European Central Bank and the Bank of Japan.

Neither institution has taken any new action, but that is the point. This is a bond market that has become fairly complacent that new and bigger central bank easing programs will keep supplying the world with easy money at super-low rates.

Now, yields have risen suddenly to levels last seen in June, and investors are concerned that holding securities at low yields, and super-high prices, makes them vulnerable when central banks take their foot off the quantitative easing pedal. Quantitative easing, used by central banks around the world, is the purchase of securities in an effort to drive investors into other riskier securities and keep rates low.

Read More at:   http://www.cnbc.com/2016/09/15/why-everyone-needs-to-pay-attention-to-the-bond-market.html


Bruce:  Excited about tonight. Excited about the ride we are on. Welcome everybody on the call. It is an important time for us and we are excited where we are tonight. Welcome 3 letter agencies, banking and financial institutions, all welcome those listening in tonight. Here we are half way through the month with a full moon tonight.

Bruce:  We are in sort of a place where the Intel is still coming in. It is so close to receive this blessing.  We are in a good place. Today being the 15th, full moon, having the triple witching hour of the stock market happening tomorrow is very important in terms of settling the stock market.

The stock index futures, stock index options, stock options, all 3 areas need to settle in tomorrow’s market. They need the liquidity to settle all that. That should occur but needs a lot of new liquidity in the system. That maybe the trigger for this to go by that time. That is what we are trying to say with the triple witching hour. It happens 4 times a year.

Bruce:  So far today, we know that the market are open and active available to trade. The faucet turned on so to speak all is running as far as liquidity point of view. The rates are showing live on screens. The IEX is fully functioning ready to go. The CBI is connected of course already to the IEX and it is prepared for a rate adjustment to take place.

We think since it is already hooked up, we are expecting this to occur. A lot of things scheduled to occur around midnight tonight. Not calling it that time, but it is an important time for certain market things to occur.

Bruce:  Regarding rates, we know the rates have been going up slightly. We are going to be in great shape in that. You will have the ability if you have humanitarian projects the opportunity to negotiate on all the currency if you plan to use all those currencies for your projects.

When it comes to explaining what you want to do to your banking partners, you want them to know that. In terms of creating jobs, hydration of the worlds needy as well. People have come in with 5 to 7 page business plan. It not has been needed. They want to get to get us in; explain to us what is going on, they want to understand from us what we want to do.  

I will summarize my plans. If you have 5 to 10 business plan, cut it down to a page or two of summary. Let them see the bullet points. What I would do is explain, let them see who you are, be honest, truthful, be yourself. Don’t try to pretend to be someone you are not.

People can see through that. Be forthright with your humanitarian projects whatever that looks like.

Bruce:  You want to go in with the concept of this.  I talked to my own bank today. Then we talked.  We rather you have a bank wire because it is instant. What about a cashier’s check? They said well we still are looking at a week to 9 days for the funds to be available with that check. Sometimes they can’t exactly call the bank to verify the funds that is real.  They have to wait for it to come out through the system.

We have talked about having cashier’s checks.  Nothing wrong with that at the time of exchange. You may want to consider taking in a check from the other bank (a bank account you already have) which would have the routing number and bank account. Sometimes they want bank name and address. With a check you can give a routing number, account number, or just bring in those numbers so they can have that it. You can do a bank wire.

Sue:  Everybody as I was listening to Bruce, I am going to take the stand we are very close. The people maybe feeling when it comes in redeeming, you might be feeling this is a chance of a life time. I want to give you a simple practice, a brain practice to get into the perfect space to feel confident.

When you are ready to go into the bank, take a moment, sit on your couch, take a nice breath in and breath it out 3 times, get centered  in your brain. Think about love; let your heart open wide. Center your heart energy, feel all the love you ever had in your entire life go out in front of you and let that take you to the redemption center.

Bruce:  To take that with you, that energy, love goes before you is wonderful. Be prepared with the idea of using a bank wire. If you want some immediate funds in your other bank account already established, you may want to use that account to pay off bills. No real limit of the amount of the bank wire.  Don’t get crazy.

You can go with a million or two million if you feel you need it. You will have immediate access to it. That is relatively a new suggestion. You want to write or type that type of information if you want a cashier check or two. Write down who the check will be payable to and how much you want it for. Have that written down. Make it so they can look at this sheet and take this information off the page. It will help to move things along quickly.

If you want one or two bank wires have that information too, who it will be payable to and the amount for.  Write number one and two . That will help the system move along more quickly. You will want to have the basic information.  You may want a short bio on yourself. They can see who is this person, what you have done. They will be interested in what you have done and what you plan on doing. 

You can put a short bio what you have accomplish in your life.  If no major accomplishments, don’t worry about. Just something you can do to get a general idea who you are. It is get to know your customer. This way you got an opportunity to say this is who I am and this is what I plan on doing.

They can see this is who he is and why he wants a project like this. They can say this is a good person with plans for the future.  Plan on writing a few lines of a bio. You can refer to it or put it in a nice format.  You can lay it down and they see it. I found if you set something down to read it is a distraction when you are talking. Have it available.  If you are comfortable talking orally, you may be more comfortable doing that than just laying the paper down and have something for them to read.  I do like the idea of having preparation on the account. You will also need to know how many accounts you want.

Bruce:  Your trust information, LLC structure, etc. You will put it in a master trust right away before you leave. You want a master trust.  You want several backup names for your trusts. You can do a lot of this later, but cool if you knew you wanted couple of trusts and you have the names and some back up names.  Have it available, written down if one name not available try the next one or the next one. So you are not trying to think of names. Come up with 5 to 9 names on a list.

Bruce:  Keep in mind right off the bat you will want two or three trustees for your trusts. If you can put some of that together initially,  put it down as trustees or beneficiaries.  At least you are covered and you got that down. You can always come back and change that. You want to fine tune your structure, whatever you plan on using, after you get with your CPA, Attorney etc. I am not an attorney or CPA. Because you will want to put some things in a trust such as your house, new house, a new vehicle.  These are the things you want to talk to your CPA, attorney about. You will have the ability to do this maybe not day one, but you will have the opportunity to do that.

Sue:  Write this down and get it deeper in your brain and memory.

Bob:  When I heard Bruce say good to have a bio of yourself. You can go on Linkedin for free, a resume format. It is a good way when you are going into a meeting with a bank. You can take a print out. If you want to see a good format on Linkedin, google Nancy Lane.  It is her Linkedin profile. You can see how you would structure a proper profile.

Bruce:  I will say this.  When it comes to social media, trying to be all about that, we are going to have to rethink a lot of things you are doing on facebook, twitter, etc. you may want to consider the fact you may want to alter what is shown about you. When it comes to security, you will want to keep all secure as you can with your identity.

When it comes into the philanthropic aspect if possible when it comes to giving of money or projects, funding, grants, whatever we will be doing, that occurs anonymously without your name attached. You don’t want people to come to you and say Hey this is where the money came from. You want to say to people you work with a company, etc.

Work on your elevator pitch after this happens when you meet people and they ask what you do. Instead of going uh uh uh, you want something that is believable so they really don’t know what you are doing 100 percent.   You might want to say everything is about a project. Say I am working on a project and I am doing this. They get the feeling but don’t know the details.

Bruce:  The exchange process is going to go fairly quickly an hour or hour and half maybe two hours. You want a debit/credit card to come away with. Then they will send a permanent card in a week to ten days. You should be liquid right away. You may want to take some cash, whether brand new rainbow type US or regular US currency. If you don’t need the cash, don’t take it.

If the rainbow currency you want to take it as a collectible then take it. IF you going to use a black card, or they offer you a black card just be sure you going to use it in an area that it is where it should be sort of normal to do that.  An area where it is not a big deal to pull out a black card. Other than that, I would not advise it.

If you are in Anytown USA, people look at it and say what is this: I never seen this. This something that might get you followed out of the restaraunt. You are going to have full concierge services available with Abbott Downing. Also perks with Wells Fargo that they will offer you based on the amount of your deposit,. Different tiers of benefits.

Bruce:  Hopefully the only thing we are waiting on is a go ahead for an 800 number to set our appointments and begin our redemption process. Everything else is pretty much there.  Everything is solid in the redemption centers.  They are looking forward to this happening here fairly shortly.

Bruce: I think we are at the point we could see something occur later on tonight. We are in the moment. The golden faucet has been turned on in Asia. We believe the redemptions centers are ready. Just looking for the 800 numbers to come out to set appointments to come out.

Keep in mind with your humanitarian projects having longevity with your projects. When I go in I am thinking of 100 to 150 year.  Longevity will continue to operate even after I am gone. Make the proper presentations for the humanitarian projects to get the funds to get the supplies so we can make a change.

Stay in the moment; enjoy it as much as you can. Look people in the eye, smile. Be positive, happy, enjoy the experience. When you come out the other side, come out with a smile, tears in your eyes, ready for your new life to begin, a new paradigm in your life.

Bruce:  On our site, thebigcall.net. We will post the 800 numbers and any information of a call. Keep checking it since this is our last call for the week. Thank you everybody for listening.